CREDIT CLINIC BOOK

TERMS

Terms and Conditions

Thank you for choosing 365 Credit Clinic. These Terms and Conditions (“Terms”) govern your use of our website, services, and communications, including but not limited to SMS-based outreach. By accessing our services or website at 365CreditClinicBook.com, you agree to these Terms. Please read them carefully.

1. Purpose

These Terms aim to ensure transparency and compliance with regulations regarding the promotion and sale of the “365 Credit Clinic” book (available in eBook and hardcover formats).

2. SMS Terms and Conditions

We use SMS messaging to provide service updates, promotional offers, and follow-ups for customers who opt-in. By subscribing to our SMS communications, you agree to the following:

2.1 Messaging Frequency

  • You will receive no more than two promotional messages per week regarding the “365 Credit Clinic” book, unless otherwise requested.

2.2 Fees and Charges

  • Message and data rates may apply, depending on your carrier and mobile plan. Check with your carrier for details.

2.3 Opt-In

  • You may opt-in to receive SMS updates by providing explicit consent during the checkout process or through our online subscription form.
  • Consent includes agreement to these Terms and our Privacy Policy.

2.4 Opt-Out

  • To unsubscribe from SMS messages, reply STOP to any message. Opt-out requests are processed within 24 hours.
  • If you experience any issues with opting out, contact us at GeoSuris@outlook.com or call (305) 900-5805.

2.5 Content

  • Messages will be brief and informative, focusing on updates, promotions, or purchase information for the “365 Credit Clinic” book.
  • Content will not include financial advice, debt relief, or unrelated topics.

3. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your information. Key points include:

  • Personal information is securely stored and not shared with third parties.
  • Consent records are documented and maintained for auditing purposes.
  • SMS consent and phone numbers are never shared or sold.

4. Data Security

We implement stringent security measures to safeguard personal data. However, no transmission or storage system is completely secure. By using our services, you acknowledge and accept these risks.

5. Disclaimers and Limitations of Liability

  • Promotional Offers: Offers are subject to change without notice and may be void where prohibited.
  • Accuracy: While we make every effort to provide accurate information, we cannot guarantee all details will always be correct.
  • Liability: To the maximum extent allowed by law, 365 Credit Clinic is not responsible for any indirect, incidental, or consequential damages arising from the use of our website or services.

6. Refund Policy

  • Digital Purchases: All digital purchases, including eBooks, are non-refundable.
  • Physical Products: Returns or exchanges must be initiated within 60 days of receipt, provided items are unused and in original condition.

7. Changes to Terms

We may update these Terms periodically. The revised Terms will be posted on this page with an updated effective date. Your continued use of our services constitutes acceptance of any changes.

8. Contact Information

If you have questions or concerns, contact us at: